Yuki Noguchi

A federal appeals court ruled the Consumer Financial Protection Bureau must be restructured because its current setup is unconstitutional. The court said the CFPB's director is not sufficiently answerable to the president. The decision will not force a shutdown of the agency but will require an immediate restructuring.

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Prepaid cards are a growing segment of electronic payment that often function like debit or credit cards, but currently aren't regulated like them. The Consumer Financial Protection Bureau says it is changing that, requiring prepaid card providers to conduct some of the same credit checks and disclosures required of credit card providers.

"This rule closes loopholes and protects prepaid consumers," CFPB director Richard Cordray said today in a statement. "And it backs up those protections with important new disclosures to let consumers know before they owe."

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In its latest forecast, the International Monetary Fund says it sees global growth essentially moving sideways this year, with flat to slower growth in richer countries offsetting higher growth rates in emerging economies such as India.

The report comes ahead of the semiannual IMF and World Bank meeting set to kick off at the end of the week in Washington, D.C., where officials will discuss how economic policy might juice up their respective economies.

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It's once again time for the annual ritual of fear and loathing, also known as the performance review — at least for the companies that still do them.

Many have abandoned the old way of evaluating their employees in recent years. Last year, even General Electric — whose former CEO Jack Welch championed the system often known as "rank and yank" — did away with its annual review.

What's taking the old system's place? A hodgepodge of experiments, essentially.

Former Fox News anchor Gretchen Carlson's $20 million settlement with Fox News was unusual in some ways; she received an apology from the network and her complaint resulted in the ouster of former Fox News CEO Roger Ailes.

At 4.9 percent, the nation's unemployment rate is half of what it was at the height of the Great Recession. But that number hides a big problem: Millions of men in their prime working years have dropped out of the workforce — meaning they aren't working or even looking for a job.

It's a trend that's held true for decades and has economists puzzled.

The idea of black capitalism goes back many decades. Civil rights activists Booker T. Washington and Marcus Garvey advocated African-Americans creating and doing business with their own to build wealth in their community.

This summer, the killings of black men and the Black Lives Matter movement rekindled campaigns to #BuyBlack and #BankBlack — but it's a call some supporters find difficult to heed.

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Scandal? Juda Engelmayer's seen his share of corporate scandals: "Failures, lawsuits, arrest, financial breakdowns, tainted food."

All things he's handled as head of crisis communications for 5W Public Relations. It's no fun, he says, dethroning a titan over a big mistake.

"Trying to counsel a client who's done something wrong and trying to convince them that, A. they've done something wrong, and B. to come out and say it to the public that's loved them and adored them for a long time — not easy to do," he says.

Charlie is an ideal colleague. He's energetic, knows how to handle bullies and has serious people skills. His work mostly entails riding on a cart pushed by Kim Headen, who fills orders in the warehouse at Replacements Ltd.

"He loves coming to work," Headen says. "He beats me to the door when we pull up in the parking lot. He knows his way in and to go exactly where I sit."

Charlie is a Yorkshire terrier. He's among the 400 people and about 30 animals who come to work at Greensboro, N.C.-based Replacements, where other varieties of fauna regularly come to visit.

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